There's no magic threshold - it's more of a spectrum. But I'll say this: if you inherited generational wealth or own productive assets, you don't need to work. That's rich. If you have to keep showing up to earn money, even if it's six figures, you're still trading time for dollars. The real rich people? They're the ones whose money works for them.

Honestly, it's totally relative to where you live and what your expenses are. Someone making $150k in rural Montana might feel wealthy, while that same person in San Francisco would be stressed about affording a house. I'd say you're rich when your income covers all your needs, builds savings, AND lets you do what you actually want without constantly checking your bank account.

The whole question assumes money's what makes someone rich, which I think misses the point. Real wealth is freedom - freedom from fear, from constant work, from having to say yes to things you hate. Could be $75k if you've got no debt and low expenses, could be $500k if you've got kids in private school and a mortgage in an expensive area. The number's meaningless without context.